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One Solution to Bad Credit - how to beat the Credit Bureaus
at their own game.
There's only one sure way of freeing yourself from the
shackles of bad credit. Create a new credit file within
the credit bureau's computer system!
The credit bureau has many identities entering their system
for the first time or leaving permanently because of the
thousands of births and deaths in America each day. Because
of the vast number of people in the USA and the massive
amount of information being stored on every aspect of our
lives, a complex situation exists that limits even the
most powerful computer system's ability to keep track of
these gigantic reservoirs of information compiled on the
American people! This situation is further complicated
due to increased legislation that restricts the ability
of different computer agencies to cross reference or exchange
information on citizens, People that create new credit
files on themselves understand these things very well.
Contrary to popular belief, the computer is not foolproof.
It can't think yet, so therefore, it's vulnerable to
those that understand this. As it stands today they don't
have artificial intelligence and can only act on what's
put into them. GIGO, or garbage in, garbage out. The
credit bureau lacks the safeguards to protect itself
from outside manipulation and is limited in its ability
to tell if the information that's input into their system
is accurate or inaccurate. And because of this there's
hardly ever am investigation done on those that create
a new credit file because of "how" they manipulate
the system to their advantage.
Taking all this into consideration, we've discovered
the avenue through which new credit files are created.
It’s called the "LOOPHOLE". There are
3 main ways that people create a new credit file. One
is to use their same name with different personal information.
Another is to use the same personal information with
a different first or last name. And last of all, they
use an alias name with the same or different personal
information. When we speak of personal information we’re
talking about a person's birth date, address etc. It's
up to you to decide which way is best for you.
The credit bureau's computer has to match a person's
name and personal information with what is stored in
its memory banks or it won't be able to find the person's
credit history! Any one of the 3 variations mentioned
in the previous paragraph throws the computer off in
its search for a person's credit history and as a result
a “no record found” is reported back to those
performing the credit check. A “no record found” means
that a new credit file can be compiled on a person based
on the name and personal information used in the initial
credit check and would belong exclusively to the person
desiring to do such! Thus, a new credit file is in the
making!
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